TERMS AND CONDITIONS

This website is operated by Payo Creation & Team. Throughout the Site, the terms "we", "us," and "our" refer to Payo Creation and team. Payo Creation & Team offers this website, including all information and services available from this website to you, the user, subject to your acceptance of all terms, conditions, policies, and information mentioned here.

By visiting our site and purchasing an item from us, you are participating in our service and agree to be bound by the following terms and conditions (these "Terms of Service"). , as well as the other terms and conditions and policies indicated here, which are available at the hyperlink. These Terms of Service apply to all users of the site, including browsing users, buyers, sellers, merchants, and content providers. Please read these terms and conditions before accessing our website. By accessing or using any part of this website, you agree to be bound by these Terms of Service. If you do not agree to all of the terms and conditions of this Agreement, you may not access the Site or use any Services. Any new features or tools added to the existing store will also be subject to the Terms of Service. You can review the latest version of the Terms of Service at any time on this page. We reserve the right to update, modify, or replace any part of these Terms and Conditions by posting updates or changes on our website. It is your responsibility to check this page periodically for changes.

 2. TERMS OF USE

These Terms of Use constitute an electronic agreement governed by the Information Technology Act, 2000 and related regulations. By accessing or using www.payocreations.in, you ("User") agree to abide by these terms and conditions. Payo Creations reserves the right to modify, amend, or update these terms without prior notice, and such revisions will be posted on the website. Users are advised to review the terms periodically for any changes. By registering on our website, Users agree to provide accurate and complete information during the registration process. Payo Creations relies on this information for verification and communication purposes. Users are responsible for maintaining the confidentiality of their account credentials and for any activities conducted under their account.

 3. INTELLECTUAL PROPERTY RIGHTS AND OTHER INSTRUCTIONS

The domain name "www.payocreations.com" and all content, including images, audio, and video clips, are the intellectual property of Payo Creations and are protected by copyright and trademark laws. Users may access and use the website for personal, non-commercial purposes only. Any unauthorized use, reproduction, or distribution of the website's content is strictly prohibited and may result in legal action. We reserve the right to refuse service to anyone for any reason at any time. You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks. You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, access to the Service or any contact on the website through which the service is provided, without express written permission by us. The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.

4. MODIFICATIONS TO THE SERVICE AND PRICES:

Prices for our products are subject to change without notice. We reserve the right at any time to modify or discontinue the service (or any part or content thereof) without notice. We shall not be liable to you or to any third-party for any modification, price change, suspension, or discontinuance of the service.

5. PRODUCTS OR SERVICES:

Some products or services may only be available online through the website. These products or services have limited quantities and may be returned or exchanged in accordance with our Returns Policy. We have made every effort to accurately display the colours and images of our products that appear in the store. We cannot guarantee that any colour will display correctly on your computer monitor. We reserve the right, but not the obligation, to limit the sale of our products or services based on circumstances. We reserve the right to limit the quantities of products or services we offer. All product descriptions and product prices are subject to change at any time without notice at our discretion. We reserve the right to discontinue products at any time. Any offer for any product or service made on this site will not be subject to cancellation.

6. PAYMENTS

For customers within India, the prices stated for the products are inclusive of GST and shipping charges (please refer to our shipping policy). The customer can make the payment either way: (i) online payment using net banking or debit/credit cards through our payment gateway partners, such as PayG. For this purpose, we may enter into agreements with third-party payment gateway aggregators and financial institutions authorized by the Reserve Bank of India for collection, refund, and remittance and to facilitate payment.

7. THIRD-PARTY LINKS:

Materials from third parties may be included in some of the goods, services, and content that are made available through our service. This website may contain third-party links that take you to unaffiliated third-party websites. We do not guarantee or assume any duty or obligation for any third-party materials or websites, or for any other third-party materials, products, or services. We are also not in charge of inspecting or assessing the content or correctness. When you buy or utilize products, services, resources, materials, or engage in any other transactions through any third-party website, you assume all risk and liability. Before you enter into any transactions, please carefully check and ensure that you understand the third-party's policies and practices.

 8. OVERVIEW

This website is operated by Payo Creation & Team. Throughout the Site, the terms "we", "us" and "our" refer to Payo Creation and team. Payo Creation & Team offers this website, including all information and services available from this website to you, the user, subject to your acceptance of all terms, conditions, policies, and information mentioned here.

By visiting our site and purchasing an item from us, you are participating in our Service and agree to be bound by the following terms and conditions (these "Terms of Service"). , as well as the other terms and conditions and policies indicated here, which are available at the hyperlink. These Terms of Service apply to all users of the site, including browsing users, buyers, sellers, merchants, and content providers. Please read these terms and conditions before accessing our website. By accessing or using any part of this website, you agree to be bound by these Terms of Service. If you do not agree to all of the terms and conditions of this Agreement, you may not access the Site or use any Services. Any new features or tools added to the existing store will also be subject to the Terms of Service. You can review the latest version of the Terms of Service at any time on this page. We reserve the right to update, modify, or replace any part of these Terms and Conditions by posting updates or changes on our website. It is your responsibility to check this page periodically for changes.

9. TERMS OF USE

These Terms of Use constitute an electronic agreement governed by the Information Technology Act, 2000 and related regulations. By accessing or using www.payocreations.com, you ("User") agree to abide by these terms and conditions. Payo Creations reserves the right to modify, amend, or update these terms without prior notice, and such revisions will be posted on the website. Users are advised to review the terms periodically for any changes. By registering on our website, Users agree to provide accurate and complete information during the registration process. Payo Creations relies on this information for verification and communication purposes. Users are responsible for maintaining the confidentiality of their account credentials and for any activities conducted under their account.

10. INTELLECTUAL PROPERTY RIGHTS AND OTHER INSTRUCTIONS

The domain name "www.payocreation.in" and all content, including images, audio, and video clips, are the intellectual property of Payo Creations and are protected by copyright and trademark laws. Users may access and use the website for personal, non-commercial purposes only. Any unauthorized use, reproduction, or distribution of the website's content is strictly prohibited and may result in legal action. We reserve the right to refuse service to anyone for any reason at any time. You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the service, use of the service, access to the service,   or any contact on the website through which the service is provided, without express written permission by us. The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.

11. MODIFICATIONS TO THE SERVICE AND PRICES:

Prices for our products are subject to change without notice. We reserve the right at any time to modify or discontinue the service (or any part or content thereof) without notice. We shall not be liable to you or to any third party for any modification, price change, suspension, or discontinuance of the services. 

12. PRODUCTS OR SERVICES:

Some products or services may only be available online through the website. These products or services have limited quantities and may be returned or exchanged in accordance with our Returns Policy. We have made every effort to accurately display the colours and images of our products that appear in the store. We cannot guarantee that any colour will display correctly on your computer monitor. We reserve the right, but not the obligation, to limit the sale of our products or services based on circumstances. We reserve the right to limit the quantities of products or services we offer. All product descriptions and product prices are subject to change at any time without notice at our discretion. We reserve the right to discontinue products at any time. Any offer for any product or service made on this site will not be subject to cancellation.

13. PAYMENTS

For customers within India, the prices stated for the products are inclusive of GST and shipping charges (please refer to our shipping policy). The customer can make the payment either way: (i) online payment using net banking, debit/credit cards through our payment gateway partners, such as PayG. For this purpose, we may enter into agreements with third party payment gateway aggregators and financial institutions authorized by the Reserve Bank of India for collection, refund, and remittance and to facilitate payment.

14. THIRD-PARTYLINKS:

Materials from third parties may be included in some of the goods, services, and content that are made available through our service. This website may contain third-party links that take you to unaffiliated third-party websites. We do not guarantee or assume any duty or obligation for any third-party materials or websites, or for any other third-party materials, products, or services. We are also not in charge of inspecting or assessing the content or correctness. When you buy or utilize products, services, resources, materials, or engage in any other transactions through any third-party website, you assume all risk and liability. Before you enter into any transactions, please carefully check and ensure that you understand the third-party's policies and practices.

15. PERSONAL INFORMATION:

Your submission of personal information through the store is governed by our privacy policy. 

16. PROHIBITED ACTIVITIES

You agree not to use our website for any unlawful purpose or in violation of these Terms. Prohibited activities include, but are not limited to, the following:

 

• Soliciting others to engage in unlawful acts.
• Violating any applicable laws or regulations.
• Infringing upon the intellectual property rights of others.
• Harassing, abusing, insulting, or discriminating against others.
• Submitting false or misleading information.
• Uploading viruses or other malicious code.
• Collecting personal information from others without their consent.
• Interfering with the security features of our website.

 17. USER CONTENT

Any content you submit to our website, such as comments or feedback, may be used by us without restriction. By submitting content to our website, you grant us the right to edit, copy, publish, distribute, and otherwise use the content in any medium.

 18. LIMITATION LIABILITY

In no event shall Payo Creations be liable for any special, incidental, indirect, or consequential damages arising out of or in connection with the use of our website or products, even if advised of the possibility of such damages.

19. REFUNDS AND EXCHANGE POLICY

Payo Creations offers refunds and exchanges for products under certain circumstances, including genuine quality issues, damaged or wrong products, and failed delivery attempts. Customers must initiate return requests within the specified timeframe and adhere to the conditions outlined in the policy.

 20. PROCESS FOR INITIATING A RETURN

To initiate a return or exchange, customers must contact our customer support team within the specified timeframe and provide relevant details, including order number and photographs of the product. Our team will assess the request and guide customers through the return process, including arranging for reverse pick-up and processing refunds or exchanges.

21. DISCLAIMER

All policies are subject to change without prior notice. In case of any conflict between this Return policy and the T&C policy, the terms contained in the T&C policy shall prevail. By using our website, users agree to abide by these terms and conditions.

22. PERSONAL INFORMATION:

Your submission of personal information through the store is governed by our privacy policy. 

23. PROHIBITED ACTIVITIES

You agree not to use our website for any unlawful purpose or in violation of these Terms. Prohibited activities include, but are not limited to, the following:

 

• Soliciting others to engage in unlawful acts.
• Violating any applicable laws or regulations.
• Infringing upon the intellectual property rights of others.
• Harassing, abusing, insulting, or discriminating against others.
• Submitting false or misleading information.
• Uploading viruses or other malicious code.
• Collecting personal information from others without their consent.
• Interfering with the security features of our website.

24. USER CONTENT

Any content you submit to our website, such as comments or feedback, may be used by us without restriction. By submitting content to our website, you grant us the right to edit, copy, publish, distribute, and otherwise use the content in any medium.

25. LIMITATION OF LIABILITY

In no event shall Payo Creations be liable for any special, incidental, indirect, or consequential damages arising out of or in connection with the use of our website or products, even if advised of the possibility of such damages.

26. REFUNDS AND EXCHANGE POLICY

Payo Creations offers refunds and exchanges for products under certain circumstances, including genuine quality issues, damaged or wrong products, and failed delivery attempts. Customers must initiate return requests within the specified timeframe and adhere to the conditions outlined in the policy.

27. PROCESS FOR INITIATING A RETURN

To initiate a return or exchange, customers must contact our customer support team within the specified timeframe and provide relevant details, including order number and photographs of the product. Our team will assess the request and guide customers through the return process, including arranging for reverse pick-up and processing refunds or exchanges.

28. DISCLAIMER

All policies are subject to change without prior notice. In case of any conflict between this Return policy and the T&C policy, the terms contained in the T&C policy shall prevail. By using our website, users agree to abide by these terms and conditions.